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Increase Your Compensation By Maximizing Utilization Of Your Dental Benefits

Insurance is designed to insure us against risk of catastrophic loss. Patients with medical insurance pay a small (relatively) monthly premium to insure that, in the unlikely event a loss occurs, a policy is in place to cover their medical expenses. Dental Benefit Plans are very different from Medical Insurance Coverage. Most Dental Benefit Plans are simply a method of allocating compensation from an employer for dental care to the employee. Because plans are usually capped at a relatively low dollar amount ($500-$2,000) and often require the patient to pay a copay prior to receiving benefits, it rarely makes financial sense for individuals to purchase pre-paid dental benefits on the private marketplace. However, that does not mean that you should ignore dental benefit plans offered by employers. If a plan is offered, it can be a great way of giving yourself a raise, especially if you have dental care that should be addressed.

Get a raise- Use your dental benefits!

Not sure how? Complete the IBBR Form and one of our insurance specialists will contact you with more information.

Not all dental benefit plans are the same. Let us help you learn more about your plan.

Helpful Reminders:

  • Most dental benefit plans do not roll over
    • They are use it or lose it type benefits.
  • Some dental benefit plans require you to see a dentist in a specific limited dental network
  • You can often use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay your copays
  • Understanding frequency limitations can dramatically improve your benefits reimbursement
    • How often are cleanings and exams benefited?
    • How often are x-rays benefited?
    • Do I have benefits for advanced 3D diagnostic imaging?

Insurance Benefits Breakdown Request (IBBR)

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